Find & Cancel Forgotten Subscriptions
Paste your bank statement and find every recurring charge — forgotten trials, duplicate subscriptions, zombie charges. Generate cancellation letters. 100% private.
The average household pays for multiple subscriptions it forgot it had: the streaming trial that auto-converted, the app from 2022, the gym that survived three cancellations attempts. At $10–$15 each, zombie subscriptions quietly cost hundreds a year.
Paste your bank or card statement into the auditor — it runs locally in your browser — and it clusters recurring charges, totals the annual cost, and drafts cancellation letters for the ones you pick. No bank login, no data upload: the paste stays on your device.
100% in-browser · no upload · no signup · nothing you paste or drop here leaves your device
Subscription Auditor
Find forgotten subscriptions and generate cancellation letters — no bank login
The average American has 12+ active subscriptions but only remembers about 5. "Zombie subscriptions" — small recurring charges you forgot about — cost the average household $200+ per year.
- Download your statement as text or CSV from your bank's website
- Paste the text above or upload the CSV file
- Click "Scan for subscriptions"
- Tick the ones you want to cancel
- Copy or print the auto-generated cancellation letters
This tool runs 100% in your browser. All computation happens locally on your device — your input is never uploaded to any server. Results are for reference only.
Subscription renewal math — illustrated
A subscription is a recurring billing cycle: a small monthly charge that auto-renews every 30 days until it is cancelled. Because the amounts are tiny and the renewals are silent, "zombie" subscriptions — plans you no longer use — quietly leak money; research consistently finds the average household carries a dozen or more active subscriptions while actively using only a handful. The annual cost is simply monthly amount × 12: a $15.99/mo plan costs $191.88/yr, and three forgotten plans near $20/mo each remove more than $700/yr. This auditor parses your statement text, groups repeated charges by merchant, counts how many months each appears, and flags the likely zombies so you can cancel them.
Left: one subscription looping through 12 monthly renewals. Right: each plan's monthly charge multiplied by 12 renewals — the annual leak that forgotten subscriptions create.
Aisha pastes a bank statement into the auditor. It groups repeated charges into six subscriptions: Netflix $15.99, a gym membership $24.99, Spotify $11.99, Apple $9.99, Adobe Creative Cloud $54.99, and a news subscription $4.25.
- Recurring charges found:6 subscriptions · $122.20/mo total
- Annualized:$122.20 × 12 renewals = $1,466.40/yr
- Zombies flagged:3 plans under $25 seen 3+ months (Netflix, gym, news subscription)
- Cancel them:Save $542.76/yr — that is $45.23 back every month
About this find and cancel forgotten subscriptions
This page covers cancel unused subscriptions app, track recurring payments free, zombie subscriptions audit, subscription manager no bank link — all the same underlying task as find and cancel forgotten subscriptions. The tool above is FreeToolHub's subscription auditor embedded in full: every feature works right here, and nothing you process is uploaded to any server.
Frequently asked questions
How do I find all my recurring subscriptions?
Search a full 12 months of statements for repeating merchants — most zombies hide in annual renewals you stopped noticing. The auditor automates the scan: paste the statement text, and it groups recurring charges, annualizes each, and ranks them by yearly cost so the cancellations with the biggest impact are obvious.
Is it safe to paste my bank statement here?
Yes — the analysis runs entirely in your browser with JavaScript; the statement text is never transmitted or stored. Unlike subscription apps that require read-only bank access via Plaid, this approach needs no credentials and cannot touch your accounts.