Estimate federal and state estate tax for 2025, with deduction and lifetime gift tracking.
To estimate estate tax: enter the total estate value — the tool calculates federal estate tax (40% above $13.61M exemption in 2026) plus applicable state estate taxes.
FreeToolHub Estate Tax Calculator is a free browser-based tool that estimates federal and state estate taxes, no signup, no upload.
This calculator provides simplified estimates only. Federal estate tax uses a flat 40% rate above exemption (actual rates are progressive 18-40%). State rates are simplified to maximum rates. Inheritance tax varies by heir relationship. This is not legal or tax advice — consult an estate planning attorney.
About this tool
Calculate federal and state estate tax with 2026 exemption thresholds. Free, private.
What Is the Estate & Inheritance Tax?
The Estate & Inheritance Tax is a free browser-based tool that helps you calculate estate tax calculator accurately for tax year 2026. Unlike paid tax software that requires subscriptions and uploads your financial data to cloud servers, this calculator processes everything locally in your browser using JavaScript — your income figures, filing status, and deduction details never leave your device. The tool uses current IRS tax brackets, standard deduction amounts, and inheritance tax calculator rules updated for 2026, ensuring results match what you would actually owe. It handles edge cases like federal estate tax scenarios and provides a detailed breakdown of how each calculation is derived.
Who Should Use This Tool?
This tool is designed for taxpayers who need quick, accurate estate tax calculator estimates without the overhead of full tax preparation software. Self-employed individuals and freelancers use it to calculate quarterly estimated payments and avoid underpayment penalties. Small business owners rely on it for inheritance tax calculator planning and cash flow projections. Financial advisors use it as a client education tool to show the tax impact of different scenarios. Students and first-time filers benefit from the clear breakdown format that explains each line item. Anyone comparing federal estate tax options can run multiple scenarios side by side in seconds.
How to Use the Estate & Inheritance Tax
Enter your relevant financial details into the input fields — the tool automatically calculates results as you type, with no submit button needed. For estate tax calculator calculations, input your income, filing status, and any applicable deductions or credits. The results panel shows a line-by-line breakdown including inheritance tax calculator amounts, effective rate, and total liability. Use the comparison mode to evaluate different scenarios side by side. All calculations use 2026 IRS rates and contribution limits. Your data stays in your browser memory — close the tab and everything is erased. Export results as a screenshot or copy the breakdown for your records.
Frequently asked
What is the 2026 federal estate tax exemption?
The 2026 exemption is approximately $13.99 million per individual ($27.98 million for married couples) after inflation adjustment. Estates above this threshold face a 40% top marginal rate. Twelve states plus DC also levy separate state estate taxes with exemptions as low as $1 million in Oregon and Massachusetts.
Does it calculate both federal and state estate tax?
Yes. Enter your total estate value, state of residence, and deductions to see combined federal and state liability. For example, a $16 million estate in Washington State faces roughly $800,000 in federal tax plus $1.6 million in state tax (rates from 10% to 20% above the $2.193M state exemption).
Related tools
Why did the fish blush?
No paywalls, no signups, no data sold. Built by a solo developer who believes useful tools should be accessible to everyone.
☕Support me on Ko-fi— keep tools free100% of proceeds go towards hosting & building more free tools.